What happened?
Crypto analyst Zach Rector, who has nearly 90,000 followers on X, says XRP could surge into double digits because dozens of ETFs and corporate treasuries are expected to lock up large amounts of XRP. He argues that those parked coins will create a supply shock that drives prices much higher. Rector’s bullish target is roughly $5–$12 by December 2025, though he warns a government shutdown could delay the move into 2026.
Who does this affect?
Retail XRP holders and traders could see big gains or sharp volatility depending on how much supply gets locked away. Institutional players, ETF issuers, and companies considering XRP for corporate treasuries would be directly involved in creating that supply squeeze. Exchanges, market makers, and DeFi liquidity providers would also feel the impact through tighter liquidity and wider spreads if circulating supply falls.
Why does this matter?
If ETFs and treasuries truly lock up a significant share of XRP, reduced circulating supply could trigger rapid price appreciation, squeeze shorts, and redirect capital into XRP and related crypto ETFs. That kind of move would reshape market flows, lift comparable altcoins, and attract more institutional attention to crypto products. But if approvals are delayed or inflows are smaller than expected, XRP could stay range-bound, so investors should watch ETF rollouts, on-chain supply changes, and liquidity metrics closely.