What happened? YZi Labs led a $50M seed round into Better Payment Network (BPN).
YZi Labs (the venture arm formerly tied to Binance) led a $50 million seed round to fund BPN’s build-out of onchain liquidity pools and market-making for stablecoin payments. BPN will deploy a hybrid CeDeFi model that combines regulated, KYC-compliant rails with DeFi automation to enable real-time minting, swapping and settlement across multiple regional stablecoins. The company says this approach can cut settlement times from days to hours and lower transaction costs from about 2% to roughly 0.3%.
Who does this affect? Businesses, payment providers, stablecoin issuers and remittance corridors in emerging markets.
Enterprises and licensed payment institutions operating cross-border corridors (like Brazil, Nigeria, Mexico and parts of Europe) stand to get faster, cheaper settlement and less need for pre-funded local accounts. Stablecoin issuers, DeFi liquidity providers and yield farmers could access new onramps and a planned DeFi FX market supporting up to 20 regional stablecoins. Traditional banks and legacy remittance firms face growing competition as capital efficiency improves and more volume shifts to tokenized payment rails.
Why does this matter? It’s a major signal for CeDeFi stablecoin infrastructure with clear market implications.
The $50M round is one of the biggest early-stage bets this year on stablecoin-centric payment infrastructure and should draw more capital and attention to CeDeFi solutions. If BPN’s model delivers the promised speed and cost savings, we could see meaningful migration of cross-border payment volume away from correspondent banking toward onchain stablecoin corridors, boosting demand for regional stablecoins and liquidity pools. That shift would intensify competition among fintechs and crypto-native players, while also inviting closer regulatory scrutiny given the AML/KYC and macro-financial implications.